FAQ

Why choose CFI as finance company?

CFI provides prompt and customized financing to meet customer needs

 

Does CFI grant a financing in USD?

Yes, if the customer generates income in USD from exporting activity

 

What kind of assets that CFI can finance?

  1. Heavy Equipment

  2. Machinery

  3. Medical Equipment

  4. Property

  5. Automotive vehicle

  6. Both in new & used conditions (term and conditions applied)

 

How long does a credit process take? 

Approximately 10 working days after data completion 

 

How much down payment is required for automotive vehicle?

Depending on the purpose, it can be as little as 15% to at least 20%. Please contact us for more information

 

Can a start up company apply for financing?

Yes, it can apply

 

What are benefits of leasing?

  1. Simple and more Flexible Procedure

  2. Tax Advantage

  3. Capital Saving


What is an installment payment?

Installment payment is a common type of repayment for lease contract which is pre-determined amount depending on the principal and interest rate. For example, a 3-year lease facility will consist of 36 installment payments of equal amount per month

 

Is it possible to get financing without collateral?

Yes.

Usually in a leasing contract the leased equipment itself functions as the collateral. However, depending on the equipment additional collateral may be required. Please contact us for more information

 

Grace period can be given?

Yes.

Grace periods may be or may not be given depending on the customer’s credit status. For example, a project in its early stage usually has a cash expenditure exceeding its cash revenue. Grace period may be given to help overcome the tight cash-flow and during this period the debtor only needs to pay the interest

 

How maximum amount of financing that can be given for Fund Facilities (Cash Loan) and Business Capital facility?

The maximum amount of financing is IDR 500.000.000 for each debtor

 

Please contact us with further questions.