Working Capital Financing Solution Secured by Business Receivables.
Working Capital Financing Solution Secured by Business Receivables.
Complete the application form and prepare the required company and asset documents for financing.
Our team will verify the submitted information & data.
We will conduct a survey and credit assessment for the next process.
The financing facility will be processed according to the selected product and financing scheme.
Prepare the required documents to help us conduct a fast and accurate credit assessment process.
| Supporting Documents | Employee | Professional | Entrepreneur | Company |
| Copy of Husband & Wife ID Cards | ✓ | ✓ | ✓ | – |
| Copy of Directors & Commissioners ID Cards | – | – | – | ✓ |
| Copy of Family Card | ✓ | ✓ | ✓ | – |
| Copy of Professional Practice License | – | ✓ | – | – |
| Copy of Bank Statement / Savings Account (Last 3 Months) | ✓ | ✓ | ✓ | – |
| Copy of Bank Statement / Savings Account (Last 6 Months) | ✓ | ✓ | ✓ | ✓ |
| Copy of Tax Identification Number (NPWP) | ✓ | ✓ | ✓ | ✓ |
| Copy of NIB, SIUP & TDP | – | – | ✓ | ✓ |
| Copy of Deed of Establishment & Amendments | – | – | – | ✓ |
| Proof of Home Ownership (PBB / AJB) | ✓ | ✓ | ✓ | – |
| Salary Slip / Proof of Income | ✓ | – | – | – |
| Financial Statements (Minimum 2 Years) | – | – | ✓ | ✓ |
| Supporting Documents | Employee | Professional | Self-Employed | Company |
|---|---|---|---|---|
| ID Card Copy (Husband & Wife) | ✓ | ✓ | ✓ | – |
| ID Card Copy of Directors & Commissioners | – | – | – | ✓ |
| Family Card Copy | ✓ | ✓ | ✓ | – |
| Professional Practice License Copy | – | ✓ | – | – |
| Bank Statement / Savings Account (Last 3 Months) | ✓ | ✓ | ✓ | – |
| Bank Statement / Savings Account (Last 6 Months) | ✓ | ✓ | ✓ | ✓ |
| Taxpayer Identification Number (NPWP) Copy | ✓ | ✓ | ✓ | ✓ |
| NIB, Business License (SIUP) & Company Registration (TDP) Copy | – | – | ✓ | ✓ |
| Deed of Establishment & Amendments Copy | – | – | – | ✓ |
| Proof of Home Ownership (PBB/AJB) | ✓ | ✓ | ✓ | – |
| Salary Slip / Income Verification | ✓ | – | – | – |
| Financial Statements (Minimum 2 Years) | – | – | ✓ | ✓ |
Transparency is Our Priority.
C-FACTOR financing is intended for working capital purposes, including operational expenses, business expansion, cash flow management, inventory purchases, and other productive business needs.
The minimum financing amount is IDR 100 million.
C-FACTOR offers financing facilities with a tenor of up to 1 year, subject to financing approval and company policy.
Yes. The invoice used as collateral must be valid, verifiable, and not yet due at the time of application.
Yes. Early settlement is available in accordance with the applicable terms and conditions.
DISCLAIMER (Please Read Carefully):
PT Clemont Finance Indonesia is licensed and supervised by Otoritas Jasa Keuangan
