Key Financing Features

Cash loan solution secured by your vehicle ownership certificate (BPKB).

Apply for Financing, Fast & Easy

1

 

Submit Application

Complete the application form and prepare the required company and asset documents for financing.

2

 

Data Verification

Our team will verify the submitted information & data.

3

 

Analysis & Credit Assessment

We will conduct a survey and credit assessment for the next process.

4

 

Financing Implementation

The financing facility will be processed according to the selected product and financing scheme.

Provides customers with convenient access to cash financing for productive business needs using a vehicle ownership certificate (BPKB) as collateral, supported by competitive interest rates and financing costs, along with insurance protection for the financed asset throughout the financing period.

Dokumen Persyaratan

Siapkan dokumen persyaratan yang sesuai untuk memulai proses analisis kredit yang cepat dan akurat.

Supporting Documents Employee Professional Entrepreneur Company
Copy of Husband & Wife ID Cards
Copy of Directors & Commissioners ID Cards
Copy of Family Card
Copy of Professional Practice License
Copy of Bank Statement / Savings Account (Last 3 Months)
Copy of Bank Statement / Savings Account (Last 6 Months)
Copy of Tax Identification Number (NPWP)
Copy of NIB, SIUP & TDP
Copy of Deed of Establishment & Amendments
Proof of Home Ownership (PBB / AJB)
Salary Slip / Proof of Income
Financial Statements (Minimum 2 Years)
Supporting Documents Employee Professional Self-Employed Company
ID Card Copy (Husband & Wife)
ID Card Copy of Directors & Commissioners
Family Card Copy
Professional Practice License Copy
Bank Statement / Savings Account (Last 3 Months)
Bank Statement / Savings Account (Last 6 Months)
Taxpayer Identification Number (NPWP) Copy
NIB, Business License (SIUP) & Company Registration (TDP) Copy
Deed of Establishment & Amendments Copy
Proof of Home Ownership (PBB/AJB)
Salary Slip / Income Verification
Financial Statements (Minimum 2 Years)

Employee

  • ID Card Copy (Husband & Wife)
  • Family Card Copy
  • Bank Statement / Savings Account (Last 3 Months)
  • Bank Statement / Savings Account (Last 6 Months)
  • Taxpayer Identification Number (NPWP) Copy
  • Proof of Home Ownership (PBB/AJB)
  • Salary Slip / Income Verification

Professional

  • ID Card Copy (Husband & Wife)
  • Family Card Copy
  • Professional Practice License Copy
  • Bank Statement / Savings Account (Last 3 Months)
  • Bank Statement / Savings Account (Last 6 Months)
  • Taxpayer Identification Number (NPWP) Copy
  • Proof of Home Ownership (PBB/AJB)

Self-Employed

  • ID Card Copy (Husband & Wife)
  • Family Card Copy
  • Bank Statement / Savings Account (Last 3 Months)
  • Bank Statement / Savings Account (Last 6 Months)
  • Taxpayer Identification Number (NPWP) Copy
  • NIB, Business License (SIUP) & Company Registration (TDP) Copy
  • Proof of Home Ownership (PBB/AJB)
  • Financial Statements (Minimum 2 Years)

Company

  • ID Card Copy of Directors & Commissioners
  • Bank Statement / Savings Account (Last 6 Months)
  • Taxpayer Identification Number (NPWP) Copy
  • NIB, Business License (SIUP) & Company Registration (TDP) Copy
  • Deed of Establishment & Amendments Copy
  • Financial Statements (Minimum 2 Years)

Credit Risks

  • The collateral may be subject to enforcement if the Customer and/or Collateral Owner defaults on their obligations under the Financing Agreement.
  • There is a reputational risk in the form of financing records being reported to the Financial Information Service System (SLIK) if the Customer and/or Collateral Owner fails to make payments on time.
  • To avoid collateral enforcement, the Customer is required to comply with the terms and conditions of the Financing Agreement, including:
    1. Making installment payments in full and on time.
    2. During the term of the Financing Agreement and without prior written approval from CLEMONT FINANCE, the Customer is prohibited from selling, leasing, transferring, or re-pledging the collateral to any third party

Important Information

Transparency is Our Priority.

C-CASH accepts four-wheeled vehicles or larger, both new and used. Eligible vehicle brands include Toyota, Honda, Daihatsu, Suzuki, Mitsubishi, Mazda, Nissan, Hyundai, and other approved brands.

Yes. Customers may continue to use their vehicle throughout the financing period, while the BPKB is held as collateral in accordance with the financing agreement.

The minimum financing amount is IDR 30 million.

C-CASH offers financing tenors ranging from 1 year up to 5 years, depending on the financing structure and credit assessment results.

Yes. Early settlement is available in accordance with the applicable terms and conditions.

DISCLAIMER (Please Read Carefully):

  • The prospective customer acknowledges that they have read and understood the Product and Service Information Summary.
  • This Product and Service Information Summary does not guarantee approval of any financing facility application.
  • All calculations provided in the simulation are for illustrative purposes only and may change at any time.