bpkb collection process

Procedural Flow

Follow this step-by-step procedure to collect your BPKB after the financing is fully paid or early repayment has been completed.

1

Financing Settlement

The debtor has fulfilled all payment obligations in accordance with the applicable terms and conditions.

2

Collection Request

The debtor submits a request for BPKB collection through our office.

3

Document Verification

The officer reviews the completeness and validity of the required BPKB collection documents.

4

Receipt Issuance

Clemont Finance issues the handover documentation for the release of the BPKB.

5

BPKB Collection

The debtor completes the handover process and receives the BPKB in accordance with the applicable regulations.

BPKB Collection Documents

Document Requirements

Please prepare the following documents depending on the party collecting the BPKB, whether by the debtor directly or via an authorized representative.

Collected directly by Debtor

Requirements for individual or corporate debtors collecting the BPKB in person.

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Individual Debtor
  • Original and valid identification card (KTP/KITAS/Passport)
  • Proof of latest payment or settlement receipt
Corporate Debtor
  • Original and valid identification of the management or authorized official
  • Articles of Association and the latest amendments indicating the party authorized to collect documents

Collected by Authorized Representative

Requirements if the BPKB collection is handled by a party proxy-authorized by the debtor.

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Individual Debtor
  • Original Power of Attorney (Surat Kuasa) from the debtor, with a IDR 10,000 duty stamp (Meterai)
  • Original identification of the principal (grantor)
  • Original identification of the proxy (attorney-in-fact)
  • Vehicle details and contract number stated clearly in the Power of Attorney
Corporate Debtor
  • Original Power of Attorney on corporate letterhead, stamped with the duty stamp, and signed with the company seal
  • Original identification of both the principal and the proxy
  • The principal must be an authorized officer according to the company's Articles of Association
  • Vehicle details and contract number stated clearly in the Power of Attorney
Submission Channel: Visit our branch office directly or contact the Clemont Finance office telephone number.

Important Notes for Prospective Customers

Transparency is Our Priority.

Delayed collection of the BPKB (for example, more than 60 days after notification) may result in storage fees being charged.

No. Please ensure that there are no outstanding installment payments, as a credit clearance letter can only be issued once all payment obligations have been fulfilled.

Yes. The BPKB can generally be collected within 3–7 business days after the customer has completed the early settlement process, provided that proof of settlement is submitted.

1–2 working days from the time the proof of settlement is received by Clemont Finance.